Car Warranty Quotes

Motor1 Reviews Team Take:

• Compare quotes from multiple providers to find quality extended warranty coverage at the best price.
• Endurance, autopom!, Carchex, CarShield, and Omega Auto Care are our top-rated extended car warranty providers.
• The total cost of an extended auto warranty can range from $1,600 to over $5,000 depending on a variety of factors, including the level of coverage you choose.

Buying an extended car warranty is a great way to gain peace of mind and to potentially save on repair costs. The first step in getting protection for your vehicle is to request car warranty quotes from various providers across the industry.

In this article, we’ll break down how to get auto warranty quotes and explain what information you’ll need to provide. Our research team has also looked into the best extended car warranty companies to help you find an option that suits your needs.

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What Is A Car Warranty Quote?

A car warranty quote is the estimated price of how much a car warranty company will charge to provide protection for your vehicle. To get this number, you must give the company some basic information about your vehicle, which a representative will use to estimate your price.

Comparing quotes from multiple providers is the best way to ensure you get the best possible quote for your specific vehicle and needs. If you don’t compare quotes, you may miss out on deals, discounts, and protection.

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Compare Car Warranty Quotes

According to our industry-wide study, most car warranty quotes fall between $1,600 and $5,000, depending on the level of coverage and how long the warranty lasts. Below you can compare several car warranty quotes from different companies:

Provider	Plan Name	Term Length	Monthly Payments	Vehicle
Endurance	Supreme	2.5 years/ 40,000 miles	$97 for 30 months	2021 Toyota Camry with 60,000 miles
autopom!	Exclusionary	4 years/ unlimited miles	$126 for 24 months	2021 Honda CR-V with 60,000 miles
Carchex	Titanium	Unlimited; month-to-month	$110 per month	2021 Toyota Camry with 60,000 miles
CarShield	Diamond	Unlimited; month-to-month	$110 per month	2021 Toyota Camry with 60,000 miles
Omega Auto Care	New Exclusionary	6 years/ 100,000 miles	$45 for 72 months	2019 Toyota Camry with 28,000 miles

Editor’s Note: On July 31, 2024, the Federal Trade Commission announced that CarShield will pay $10 million to settle FTC charges that its advertisements and telemarketing for vehicle service contracts are deceptive and misleading, and that many purchasers found that repairs were not covered. Our research team is currently reevaluating CarShield’s rating and will update this article with our latest recommendation as soon as possible.

The estimates you receive from warranty providers will vary based on your terms and coverage limits. You shouldn’t have any issues finding a standout vehicle service contract with payments between $80 and $125 per month.

The following sections detail car warranty quotes from our top providers.

#1 Endurance Quotes

Endurance offers a broad range of warranty coverages and maintenance plans. It takes the top spot in our rankings for its variety of offerings and terms, which can last for up to eight years and unlimited miles.

According to the car warranty quotes our team received, Endurance plans have monthly costs of anywhere from $93 to $125.

Endurance Plan	Vehicle	Term Length	Total Price	Monthly Price
Supreme (comprehensive)	Toyota Camry with 60,000 miles	2.5 years/ 40,000 miles	$2,934	$97 for 30 months
Superior (mid-level)	Toyota Camry with 60,000 miles	2.5 years/ 40,000 miles	$2,899	$96 for 30 months
Secure Plus (powertrain)	Toyota Camry with 60,000 miles	2.5 years/ 40,000 miles	$2,824	$93 for 30 months
Supreme (comprehensive)	Honda CR-V with 100,000 miles	2.5 years/ 40,000 miles	$3,768	$125 for 30 months
Superior (mid-level)	Honda CR-V with 100,000 miles	2.5 years/ 40,000 miles	$3,630	$120 for 30 months
Secure Plus (powertrain)	Honda CR-V with 100,000 miles	2.5 years/ 40,000 miles	$3,359	$111 for 30 months

Endurance sets itself apart from the competition by being a direct provider of warranty coverage. There’s no middleman between your claim and Endurance, which makes the company’s claims process simple and fast. It’s also worth noting that Endurance’s website only displays the Supreme, Superior, and Secure Plus plans while still offering all six of the plans quoted above.

Further reading: Endurance Review

For further context of extended warranty options from Endurance and the other companies below, the following graphic shows the major differences between bumper-to-bumper and powertrain plans, which are the two most popular coverage choices in the extended warranty industry.

#2 autopom! Quotes

autopom! offers three levels of coverage that are available nationwide. There are multiple contract options for each coverage level, but these options vary by state. This warranty provider also boasts strong online customer reviews along with an A+ rating and accreditation from the Better Business Bureau (BBB).

According to our research, autopom! features average monthly payments but high total warranty costs. You can choose from four deductible options: $0, $50, $100, or $200.

autopom! Plan	Vehicle	Term Length	Total Price	Monthly Price
Exclusionary (comprehensive)	Honda CR-V with 60,000 miles	4 years/ unlimited miles	$3,177	$126 for 24 months

#3 Carchex Quotes

We rate Carchex as the best warranty provider for used vehicles thanks to its long contract terms and high mileage limits. There are five levels of coverage to choose from with flexible options at each level. Drivers often appreciate that the Titanium and Platinum plans from Carchex can last for up to 10 years/250,000 miles.

We received quotes of $150 per month for four different Carchex plans using two different vehicles. These plans included unlimited terms, which means monthly payments continue until you cancel the plan. Generally speaking, unlimited warranty plans are convenient and affordable for shorter terms of under a few years. But long-term plans can become expensive with unlimited payments.

Though it’s not guaranteed, our team was able to negotiate better monthly rates, as low as $100 per month, on some of the plans depending on the salesperson. We recommend you compare quotes from different companies and let the Carchex salesperson know you’re shopping around to get a good price.

Carchex Plan	Vehicle	Term Length	Total Price	Monthly Price
Titanium (comprehensive)	Toyota Camry with 60,000 miles	Unlimited, month-to-month	Varies	$110
Powertrain Plus (mid-level)	Honda CR-V with 100,000 miles	Unlimited, month-to-month	Varies	$100
Titanium (comprehensive)	Honda CR-V with 60,000 miles	Unlimited, month-to-month	Varies	$110
Powertrain Plus (mid-level)	Toyota Camry with 100,000 miles	Unlimited, month-to-month	Varies	$100

*Note, the monthly prices in the table above reflect the discounted quote from $150.

The company holds an A+ rating from the BBB—a site that evaluates companies based on their business practices, customer satisfaction, and legal actions. According to the BBB, drivers are typically satisfied by the customer service and coverage for their vehicle repairs offered by Carchex.

Further reading: Carchex Review

#4 CarShield Quotes

Editor’s Note: On July 31, 2024, the Federal Trade Commission announced that CarShield will pay $10 million to settle FTC charges that its advertisements and telemarketing for vehicle service contracts are deceptive and misleading, and that many purchasers found that repairs were not covered. Our research team is currently reevaluating CarShield’s rating and will update this article with our latest recommendation as soon as possible.

Interestingly, our team received the same monthly quotes of $150 for each CarShield plan in our analysis. CarShield has unlimited term lengths, so the total price will fluctuate depending on how long you want your coverage to last. Similar to Carchex, the company can provide discounts on plans. The quotes below reflect the cheapest price we were given for each plan.

CarShield Plan	Vehicle	Term Length	Total Price	Monthly Price
Diamond (comprehensive)	Toyota Camry with 60,000 miles	Unlimited, month-to-month	Varies	$110
Gold (mid-level)	Honda CR-V with 100,000 miles	Unlimited, month-to-month	Varies	$150
Diamond (comprehensive)	Honda CR-V with 60,000 miles	Unlimited, month-to-month	Varies	$120
Gold (mid-level)	Toyota Camry with 100,000 miles	Unlimited, month-to-month	Varies	$150

Further reading: CarShield Review
Compare: CarShield Vs. Endurance

#5 Omega Auto Care Quotes

In terms of quotes, Omega Auto Care offers low monthly payments that continue for a long term of 72 months. If you’re comfortable paying for a warranty for that long, you can find rates under $50 per month depending on your car.

Omega Auto Care Plan	Vehicle	Term Length	Total Price	Monthly Price
New Exclusionary (comprehensive)	2019 Toyota Camry with 28,000 miles	6 years/ 100,000 miles	$3,273	$45 for 72 months
Used-Stated Coverage (mid-level)	2019 Toyota Camry with 28,000 miles	6 years/ 72,000 miles	$3,573	$50 for 72 months

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Extended Car Warranty Quotes: What To Know

The sections below will provide an overview of everything you need to know about car warranty quotes. Getting the best quote for your needs is essential for saving money and getting the proper protection for your vehicle.

How Car Warranty Quotes Work

You’ll want some cost estimates before getting too far into the extended warranty shopping process. Contacting a warranty provider is a good first step. You’ll supply the representative with certain information like the make, model, and mileage of your vehicle, before receiving a free quote.

Once you’ve gotten a few car warranty quotes, compare them to find the best coverage plan for your budget. There are two ways you can receive warranty quotes from providers: 

1. Calling the provider to receive a direct quote over the phone
2. Getting a free online quote through the provider’s website

Though our team recommends getting quotes online so you can compare rates from multiple providers simultaneously, calling the company is your best option if you have specific questions about rates or plans, or if you want to speak directly with a representative.

How Do I Get A Car Warranty Quote?

Whether you use a warranty provider’s online quote tool or speak to an agent over the phone, you’ll need to provide the following details to receive a personalized quote:

• Make, model, and year of your vehicle
• Your vehicle’s condition
• Your vehicle’s mileage
• Vehicle identification number (VIN)
• Your contact information

After offering this information and mentioning which coverage plan you’re most interested in, you’ll receive a quote via email or over the phone.

What Factors Change Your Car Warranty Quotes?

The following factors could change the rate you’re offered when receiving car warranty quotes:

• Vehicle type: Car models that are more likely to suffer a mechanical breakdown will typically receive higher quotes than more reliable ones. You can use RepairPal* to check your car’s reliability score compared to the industry average.
• Vehicle condition: Those with an older or higher mileage vehicle can expect to receive steeper car warranty quotes.
• Deductible amount: If you set a high deductible, you’ll likely get a lower monthly rate. However, this requires you to pay more out of pocket when you need a repair.
• Coverage type: Drivers who decide to get an extensive coverage plan will pay extra, but will also receive more benefits than those who purchase limited coverage.
• Coverage length: If your extended service contract lasts for a longer period, it’ll cost more overall, but you’ll potentially pay less per month.

The best way to find out exactly how much you could pay for vehicle protection is by comparing car warranty quotes from multiple providers.

*RepairPal is a trusted site that analyzes average repair prices, part replacement costs, maintenance costs, recalls, and mechanical problems across many auto manufacturer brands and models.

Buying Extended Car Warranties Online

When receiving car warranty quotes, it’s best to understand what coverage types are available and the factors that impact the pricing, such as your vehicle type and mileage.

Aftermarket Car Warranty Vs. Manufacturer Extended Warranty

An extended car warranty helps to cover the cost of certain car repairs and part replacements. You can buy an extended warranty, often called a vehicle service contract (VSC), from either a car manufacturer or from a third-party provider.

Many people buy extended warranties to continue the protection offered by the factory warranty. The average new vehicle warranty from a dealership lasts around three years, though some automakers may offer factory coverage for five years or more.

It’s smart to get car warranty quotes as early as possible. That’s because most manufacturer extended warranties require you to have purchased this coverage before the factory warranty expires. Third-party companies, on the other hand, usually allow you to buy at any point and tend to be considerably cheaper. Getting quotes early can help you decide between manufacturer or aftermarket warranty coverage.

Note that many providers offer mechanical breakdown insurance (MBI) rather than vehicle service contracts. MBI coverage is not a form of auto insurance, but rather protection against damages caused by vehicle defects.

Our Extended Car Warranty Survey

To get a better understanding of how customers feel about their warranty plans, our Motor1 Reviews team surveyed 1,000 extended warranty owners in October of 2023. When it comes to the question of manufacturers vs. aftermarket warranties, customers seemed to trust auto manufacturers a bit more than independent providers. Here are some statistics we found:

• 59 percent of respondents got their extended warranty from their manufacturer
• 21 percent go their warranty from an independent warranty provider
• 60 percent of independent company consumers got their warranty from CarShield, making it the most popular third-party provider
• The majority paid between $1,500 and $3,500 total for their warranty

Extended Car Warranty Coverage Types

An extended auto warranty is designed to cover specific parts and types of auto repairs. The amount of coverage you’ll receive depends on your chosen plan and should be written in your contract. These are the three basic types of extended coverages that you can get car warranty quotes for:

• Exclusionary: Also known as a bumper-to-bumper warranty, this coverage option is the most comprehensive plan available. This kind of warranty covers most of a car’s major components, with only a short list of exceptions.
• Stated component: The opposite of an exclusionary plan, a stated component warranty covers a list of specified components. Everything not on the list is considered not covered.
• Powertrain: Powertrain protection covers critical parts that power a car such as the engine, transmission, transfer case, drive shafts, and differentials. An extended powertrain warranty is a smart option for older vehicles with a lot of miles.

If you’re looking for comprehensive coverage on your vehicle, it’s worth checking out an exclusionary warranty plan. After all, basic powertrain coverage won’t protect critical parts such as your vehicle’s air conditioning system, fuel system, or alternator.

Extended Car Warranty Exclusions

An extended car warranty isn’t meant to pay for every expensive repair you face, as it only covers issues related to normal use. Damage from accidents, theft, vandalism, or environmental causes should instead be taken care of by your car insurance company.

Extended warranties rarely cover routine maintenance, although some providers offer add-on coverage that pays for regular services such as oil changes and tire rotations.

Parts that are subject to wear and tear through normal use will also be left out of your coverage. These include:

• Brake pads
• Spark plugs
• Belts
• Hoses
• Tires
• Air filters

To find out which exclusions could apply to your policy, look at sample contracts offered by leading new and used car warranty companies.

Common Extended Warranty Perks

You’ll find some common bonuses as you explore your extended vehicle warranty options. Here are a few of the extra benefits that auto warranty providers often include with their plans:

• 24-hour roadside assistance: Services can include battery jump-starts, fuel deliveries, flat-tire services, and towing assistance to the closest repair facility.
• Rental car reimbursement: If your vehicle needs a covered repair service, you could be reimbursed for the cost of a rental car.
• Trip interruption coverage: This is especially helpful if you have a covered breakdown over 100 miles away from your home. You’ll receive assistance to pay for food and lodging for at least a few days.

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Car Warranty Quotes: Bottom Line

This review went over everything there is to know about car warranty quotes. You can go to the company website or call a representative for a quote. We recommend getting it online because it’s much easier to then compare the quotes.

Get Car Warranty Quotes Online

Our team examined various extended auto warranty companies and ranked them on a five-star scale. We’d recommend getting car warranty quotes from legitimate providers such as Endurance, autopom!, Carchex, CarShield, and Omega Auto Care. The table below features our ratings for these providers and the average ratings across 46 warranty companies.

Extended Auto Warranty Provider	Overall Rating	Cost Rating	Coverage Rating
Endurance	4.6	4.6	4.9
autopom!	4.6	4.9	4.5
Carchex	4.5	4.6	4.8
CarShield	4.5	4.4	4.8
Omega Auto Care	4.4	3.9	4.9
Average of 46 Providers	4.0	4.0	4.2

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Auto Warranty Quotes: FAQ

Below are frequently asked questions about car warranty quotes:

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Methodology

In an effort to provide accurate and unbiased information to consumers, our expert review team collects data from dozens of extended auto warranty companies to formulate rankings of the best providers. Companies receive a score in each of the following categories, as well as an overall weighted score out of 5.0 stars.

• Industry Standing: Warranty providers with a history of strong business practices and endorsements from experts receive the highest scores in this category.
• Coverage: This rating is based on types of extended warranty plans available, coverage terms, and added benefits like roadside assistance.
• Cost: Our research team reviews sample quotes for a variety of plans and vehicles. Companies with lower prices per year of coverage receive the best scores.
• Transparency: This score takes into account contract transparency and the availability of a money-back guarantee.
• Customer Service: We comb through customer reviews and perform our own shopper analysis to get a sense of the responsiveness and helpfulness of each warranty company.

*Data accurate at time of publication.

*VSCs are technically not extended warranties, but serve the same function. VSCs are often created by separate companies (though offered and sold through dealerships) – and have their own regulations. However, VSCs can be considered as extended warranties when offered by auto manufacturers.

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